diff --git a/src/descriptors.rs b/src/descriptors.rs
new file mode 100644
index 00000000..d0dc1973
--- /dev/null
+++ b/src/descriptors.rs
@@ -0,0 +1,138 @@
+use miniscript::{
+    descriptor,
+    miniscript::{
+        decode::Terminal,
+        limits::{SEQUENCE_LOCKTIME_DISABLE_FLAG, SEQUENCE_LOCKTIME_TYPE_FLAG},
+        Miniscript,
+    },
+    ScriptContext,
+};
+
+use std::{error, fmt, sync};
+
+// Flag applied to the nSequence and CSV value before comparing them.
+//
+// <https://github.com/bitcoin/bitcoin/blob/4a540683ec40393d6369da1a9e02e45614db936d/src/primitives/transaction.h#L87-L89>
+pub const SEQUENCE_LOCKTIME_MASK: u32 = 0x00_00_ff_ff;
+
+#[derive(Debug, Clone)]
+pub enum DescCreationError {
+    InsaneTimelock(u32),
+    InvalidKey(descriptor::DescriptorPublicKey),
+}
+
+impl std::fmt::Display for DescCreationError {
+    fn fmt(&self, f: &mut fmt::Formatter) -> std::fmt::Result {
+        match self {
+            Self::InsaneTimelock(tl) => write!(f, "Timelock value '{}' isn't safe to use", tl),
+            Self::InvalidKey(key) => {
+                write!(f, "Invalid key '{}'. Need a wildcard ('ranged') xpub", key)
+            }
+        }
+    }
+}
+
+impl error::Error for DescCreationError {}
+
+// We require the locktime to:
+//  - not be disabled
+//  - be in number of blocks
+//  - be 'clean' / minimal, ie all bits without consensus meaning should be 0
+fn csv_check(csv: u32) -> bool {
+    (csv & SEQUENCE_LOCKTIME_DISABLE_FLAG) == 0
+        && (csv & SEQUENCE_LOCKTIME_TYPE_FLAG) == 0
+        && (csv & SEQUENCE_LOCKTIME_MASK) == csv
+}
+
+fn is_unhardened_deriv(key: &descriptor::DescriptorPublicKey) -> bool {
+    match *key {
+        descriptor::DescriptorPublicKey::SinglePub(..) => false,
+        descriptor::DescriptorPublicKey::XPub(ref xpub) => {
+            xpub.wildcard == descriptor::Wildcard::Unhardened
+        }
+    }
+}
+
+/// Create a Miniscript descriptor with a main, unencombered, branch (the main owner of the coins)
+/// and a timelocked branch (the heir).
+pub fn inheritance_descriptor(
+    owner_key: descriptor::DescriptorPublicKey,
+    heir_key: descriptor::DescriptorPublicKey,
+    timelock: u32,
+) -> Result<descriptor::Descriptor<descriptor::DescriptorPublicKey>, DescCreationError> {
+    if !csv_check(timelock) {
+        return Err(DescCreationError::InsaneTimelock(timelock));
+    }
+
+    if let Some(key) = vec![&owner_key, &heir_key]
+        .iter()
+        .find(|k| !is_unhardened_deriv(k))
+    {
+        return Err(DescCreationError::InvalidKey((**key).clone()));
+    }
+
+    let owner_pk = Miniscript::from_ast(Terminal::Check(sync::Arc::from(
+        Miniscript::from_ast(Terminal::PkK(owner_key)).expect("TODO"),
+    )))
+    .expect("Well typed");
+
+    let heir_pkh = Miniscript::from_ast(Terminal::Check(sync::Arc::from(
+        Miniscript::from_ast(Terminal::PkH(heir_key)).expect("TODO"),
+    )))
+    .expect("Well typed");
+
+    let heir_timelock = Terminal::Older(timelock);
+    let heir_branch = Miniscript::from_ast(Terminal::AndV(
+        Miniscript::from_ast(Terminal::Verify(heir_pkh.into()))
+            .expect("Well typed")
+            .into(),
+        Miniscript::from_ast(heir_timelock)
+            .expect("Well typed")
+            .into(),
+    ))
+    .expect("Well typed");
+
+    let tl_miniscript = Miniscript::from_ast(Terminal::OrD(owner_pk.into(), heir_branch.into()))
+        .expect("Well typed");
+    miniscript::Segwitv0::check_local_validity(&tl_miniscript).expect("Miniscript must be sane");
+
+    Ok(descriptor::Descriptor::Wsh(
+        descriptor::Wsh::new(tl_miniscript).expect("Must pass sanity checks"),
+    ))
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    use std::str::FromStr;
+
+    #[test]
+    fn inheritance_descriptor_creation() {
+        let owner_key = descriptor::DescriptorPublicKey::from_str(&"xpub6Eze7yAT3Y1wGrnzedCNVYDXUqa9NmHVWck5emBaTbXtURbe1NWZbK9bsz1TiVE7Cz341PMTfYgFw1KdLWdzcM1UMFTcdQfCYhhXZ2HJvTW/*").unwrap();
+        let heir_key = descriptor::DescriptorPublicKey::from_str(&"xpub688Hn4wScQAAiYJLPg9yH27hUpfZAUnmJejRQBCiwfP5PEDzjWMNW1wChcninxr5gyavFqbbDjdV1aK5USJz8NDVjUy7FRQaaqqXHh5SbXe/*").unwrap();
+        let timelock = 52560;
+        assert_eq!(inheritance_descriptor(owner_key.clone(), heir_key.clone(), timelock).unwrap().to_string(), "wsh(or_d(pk(xpub6Eze7yAT3Y1wGrnzedCNVYDXUqa9NmHVWck5emBaTbXtURbe1NWZbK9bsz1TiVE7Cz341PMTfYgFw1KdLWdzcM1UMFTcdQfCYhhXZ2HJvTW/*),and_v(v:pkh(xpub688Hn4wScQAAiYJLPg9yH27hUpfZAUnmJejRQBCiwfP5PEDzjWMNW1wChcninxr5gyavFqbbDjdV1aK5USJz8NDVjUy7FRQaaqqXHh5SbXe/*),older(52560))))#eeyujkt7");
+
+        // We prevent footguns with timelocks
+        inheritance_descriptor(owner_key.clone(), heir_key.clone(), 0x00_01_0f_00).unwrap_err();
+        inheritance_descriptor(owner_key.clone(), heir_key.clone(), (1 << 31) + 1).unwrap_err();
+        inheritance_descriptor(owner_key.clone(), heir_key.clone(), (1 << 22) + 1).unwrap_err();
+
+        let owner_key = descriptor::DescriptorPublicKey::from_str(&"[aabb0011/10/4893]xpub661MyMwAqRbcFG59fiikD8UV762quhruT8K8bdjqy6N2o3LG7yohoCdLg1m2HAY1W6rfBrtauHkBhbfA4AQ3iazaJj5wVPhwgaRCHBW2DBg/*").unwrap();
+        let heir_key = descriptor::DescriptorPublicKey::from_str(&"xpub661MyMwAqRbcFfxf71L4Dx4w5TmyNXrBicTEAM7vLzumxangwATWWgdJPb6xH1JHcJH9S3jNZx3fCnkkB1WyqrqGgavj1rehHcbythmruvZ/24/32/*").unwrap();
+        let timelock = 57600;
+        assert_eq!(inheritance_descriptor(owner_key.clone(), heir_key, timelock).unwrap().to_string(), "wsh(or_d(pk([aabb0011/10/4893]xpub661MyMwAqRbcFG59fiikD8UV762quhruT8K8bdjqy6N2o3LG7yohoCdLg1m2HAY1W6rfBrtauHkBhbfA4AQ3iazaJj5wVPhwgaRCHBW2DBg/*),and_v(v:pkh(xpub661MyMwAqRbcFfxf71L4Dx4w5TmyNXrBicTEAM7vLzumxangwATWWgdJPb6xH1JHcJH9S3jNZx3fCnkkB1WyqrqGgavj1rehHcbythmruvZ/24/32/*),older(57600))))#8kamh6y8");
+
+        // We can't pass a raw key, an xpub that is not deriveable, or only hardened derivable
+        let heir_key = descriptor::DescriptorPublicKey::from_str(&"xpub661MyMwAqRbcFfxf71L4Dx4w5TmyNXrBicTEAM7vLzumxangwATWWgdJPb6xH1JHcJH9S3jNZx3fCnkkB1WyqrqGgavj1rehHcbythmruvZ/0/354").unwrap();
+        inheritance_descriptor(owner_key.clone(), heir_key, timelock).unwrap_err();
+        let heir_key = descriptor::DescriptorPublicKey::from_str(&"xpub661MyMwAqRbcFfxf71L4Dx4w5TmyNXrBicTEAM7vLzumxangwATWWgdJPb6xH1JHcJH9S3jNZx3fCnkkB1WyqrqGgavj1rehHcbythmruvZ/0/*'").unwrap();
+        inheritance_descriptor(owner_key.clone(), heir_key, timelock).unwrap_err();
+        let heir_key = descriptor::DescriptorPublicKey::from_str(
+            &"02e24913be26dbcfdf8e8e94870b28725cdae09b448b6c127767bf0154e3a3c8e5",
+        )
+        .unwrap();
+        inheritance_descriptor(owner_key.clone(), heir_key, timelock).unwrap_err();
+    }
+}
diff --git a/src/lib.rs b/src/lib.rs
index 6a2fccb6..678973fb 100644
--- a/src/lib.rs
+++ b/src/lib.rs
@@ -3,6 +3,9 @@ pub mod config;
 #[cfg(unix)]
 mod daemonize;
 mod database;
+pub mod descriptors;
+
+pub use miniscript;
 
 use crate::{
     bitcoin::d::{BitcoinD, BitcoindError},